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Can I get home insurance if my home is unoccupied?

Yes, but if the home is unoccupied for more than a month or two, it may not qualify for a standard homeowners insurance policy. Alert your insurance company before an extended absence to make sure you have the right coverage. Get instant quotes from top home insurance companies and compare now.

Should I insure an unoccupied home or a vacant home?

Whether you are insuring an unoccupied home or a vacant one, it’s best to find out how your current insurer views each situation. If you are moving out of your home or will be away for an extended period of time, make sure that your property is protected. Maintain the exterior of your home.

Does home insurance cover a vacant home?

Your regular homeowners' insurance policy may not extend to a vacant home. Vacant home insurance policies are designed to cover vacant homes because they're in the process of being sold, undergoing repairs or renovations, or otherwise not being lived in on a full-time basis.

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